North American Holiday Spending Surge: Inflation, E-commerce & Generational Shifts in 2025

Holiday Economics

Explore the complex economic landscape shaping North American holiday spending in 2025, focusing on inflation, e-commerce growth, and evolving consumer behaviors across different demographics.

Holiday Spending North America Inflation E-commerce Consumer Behavior Economic Trends Generational Spending

10 Questions Hard Ages 5+ May 26, 2026

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About this Study Set

This study set covers Holiday Economics through 10 practice questions. Explore the complex economic landscape shaping North American holiday spending in 2025, focusing on inflation, e-commerce growth, and evolving consumer behaviors across different demographics. Every question includes the correct answer so you can learn as you go — pick any format above to get started.

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Browse all 10 questions from the North American Holiday Spending Surge: Inflation, E-commerce & Generational Shifts in 2025 study set below. Each question shows the correct answer — select a study format above to practice interactively.

1 According to projections for the 2025 holiday season, what is the anticipated growth rate for total U.S. retail sales (excluding automotive and gasoline) by the Mastercard Economics Institute?

A 3.6% year-over-year
B 2.8% year-over-year
C 4.6% year-over-year
D 5.0% year-over-year

2 In the 2025 holiday season, which consumer demographic is expected to significantly increase their spending, while another is projected to reduce it, creating a widening spending gap?

A Gen Z to increase, Baby Boomers to decrease
B Baby Boomers to increase, Gen Z to decrease
C Millennials to increase, Gen X to decrease
D High-income households to increase, Low-income households to decrease

3 What is the projected year-over-year growth for U.S. e-commerce sales during the 2025 holiday season, according to Forrester?

A 8.5%
B 6.7%
C 7.9%
D 10.2%

4 Which factor is identified as a primary driver for the projected increase in U.S. holiday retail sales in 2025, rather than an increase in actual sales volume?

A Increased consumer confidence
B Lower interest rates
C Higher prices due to inflation and tariffs
D A surge in seasonal hiring

5 What is the National Retail Federation's (NRF) projection for seasonal hiring in the U.S. for the 2025 holiday season, and how does it compare to 2024?

A Between 442,000 and 465,000, an increase from 2024
B Between 265,000 and 365,000, a decrease from 2024
C Around 500,000, similar to 2024
D Over 600,000, a significant increase from 2024

6 According to Deloitte's 2025 Holiday Travel Survey, what is the projected change in average planned travel budgets for Americans compared to 2024?

A A 5% increase
B A 10% decrease
C An 18% decrease
D No significant change

7 Which consumer behavior trend is highlighted as a significant factor influencing holiday shopping in 2025, with a notable portion of Gen Z shoppers preferring these items?

A Prioritizing experiences over material goods
B Increased demand for luxury items
C Focus on buying secondhand or upcycled products
D Preference for in-store shopping over online

8 What percentage of U.S. workdays are expected to be performed from home in 2025, according to WFH Research?

A Around 10%
B Around 29%
C Around 50%
D Around 60%

9 How is the U.S. holiday retail sales forecast for 2025 characterized by S&P Global Ratings, considering consumer confidence and inflation?

A Significant volume growth due to strong consumer confidence
B Modest price-driven growth, with real spending remaining relatively flat
C A decline in both sales volume and prices
D Strong growth in both sales volume and prices

10 Which category of consumer spending experienced a notable year-over-year jump in online sales during the 2025 holiday season, according to Adobe Analytics?

A Electronics
B Apparel
C Groceries
D Furniture

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